Disability coverage

Why do I need Disability Insurance?

Your most important asset is not your home,

your car, your jewelry or other possessions.

It’s your ability to earn a living. Think about

it: All of your plans for the future—from

buying a home to putting your kids through

college to building a retirement nest egg—are

based on the assumption you will continue

to earn a paycheck until you retire. But what

would happen if those paychecks stopped?

That’s where disability insurance comes in. It

provides an income to you and your family if

you are unable to work because of illness or


Learn More

Understanding key terms is important!

We will help you understand the important items, such as: 

  • Benefit Level and Period
  • Elimination Period
  • Definition of Disability
  • Inflation Protection
  • Own Occupation